It's easy to apply for a Personal Loan! All you need to get started are:
  • At least 21 years old, but not more than 65 years old at loan maturity
  • Filipino citizen
  • Residence or office must be within GE Money Bank Servicing Area (GE Money Bank Branches)
  • With residence or office landline
If Employed:
  • At least six (6) months with current employer and must have two (2) years overall employment experience.
  • At least P15,000 monthly gross income
If Self-Employed:
  • At least two (2) years of profitable operations in the same line of business
  • At least P15,000 monthly net income
  • Completely filled out application form
  • Two (2) valid IDs (Gov’t issued IDs)
  • Proof of Residence (utility bills, bank/credit card statements)
If Employed:
  • Latest BIR Form 2316
  • Any one (1) of the following:
  • Certificate of Employment
  • One (1) month payslip
  • Three (3) months payroll Bank Statement
If Self-Employed:
  • Latest ITR with BIR Stamp
  • Two (2) years Audited Financial Statements
  • SEC/DTI Certificate of Registration
  • Six (6) months Bank Statements
Fees and Charges:
  • Processing Fee: 1,500 (to be deducted from loan proceeds)
  • Documentary Stamps Tax: only for loans over P250,000, or loans for business purposes; P1 for every P200.
  • Late Payment Fee: 3% on overdue amount or P500, whichever is higher
  • Early Settlement Fee: 5% of remaining balance or P1,000, whichever is higher
Loan Amortization Table
Equivalent to 1.49% add-on rate for 6 to 12 months, 1.59% for 18 months, and 1.69% for 24 to 36 months

Download the Amortization Table below;
File Size: 33 kb
File Type: pdf
Download File

We also have other Banks to facilitate your Personal Loan Application...Email us if you are interested to avail the loan.

Loose Diamonds Philippines